Family Health Plus is a government health insurance program specialized for adults who are at ages 19 to 64 and have income or resources too high to be eligible for Medicaid Family Health Plus is available to single adults, couples without any children, and parents who only have limited income and are residents of New York State and United States citizens or even who fall under one of many immigration categories.
Family Health Plus provides prevention, comprehensive coverage and primary care, hospitalization, prescriptions and many other services. There are minimal co-payments for some Family Health Plus services around New York. Health care is provided through cooperating managed care plans in the Area.
Family Health Plus is available to all single adults, parents with limited income, and couples without any children, who are at age of 19 to 64 and are residents of New York State and United States citizens or even just fall under one of many immigration categories. If a person has health insurance through a federal, county, state, municipal or even school district benefit plan, then that person is not eligible to enroll.
If a person has employer-sponsored health insurance that is available through other types of employers, he may be eligible for help to pay for premiums, coinsurance, deductibles, and co-payments through the Family Health plus Premium Assistance Program.
There are limitations with the amount of assets or resources that one can have and still be eligible to enroll in Family Health Plus. The value of an individual's home will not be counted. However, the amount of income and assets or resources of everyone can still be eligible for Family Health Plus depending on how many people are there in the family.
Family Health Plus program is provided through the Managed Care Plans. Individuals must select a participating health plan when applied for Family Health Plus. Every effort has to be made to help individuals pick a plan that includes current physician. In choosing a health plan, it is necessary to have a regular doctor; get regular check-ups and see specialists if needed. There are also plans that offer dental care.
Coverage of the plan has includes the following:
* Physician services offered
* Hospital care for inpatient and outpatient
* Prescribed drugs and smoking cessation products
* Laboratory tests and X-ray
* Optimal, speech and hearing services
* Medical equipment
* Emergency room, emergency ambulance and other services
* Mental health, alcohol and chemical dependence services
* Dental care services
* Reproductive health services and family planning
* Radiation therapy and chemotherapy
* Diabetic supplies and other equipment services